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Descpro Multi State Agro Co-operative Society Ltd recognizes the expectations of its customers with regard to privacy, confidentiality, and security of their personal information that resides with the company. Keeping personal information of customers secure and using it solely for activities related to the company and preventing any misuse thereof is a top priority of the company. The company has adopted the privacy policy aimed at protecting the personal information entrusted and disclosed by the customers [“the Policy”]. This policy governs the way in which the company collects, uses, discloses, stores, secures and disposes of personal information and sensitive personal data or information.

Applicability:

This Policy is applicable to personal information and sensitive personal data or information collected by the Company or its affiliates directly from the customer or through the Company’s online portals, mobile apps, and electronic communications, as also any information collected by the Companies’ server from the customer’s browser.

Purpose of Collection and Use of Personal Information:

The company collects and uses the financial information and other personal information from its customers. This information is collected and used for specific business purposes or for other related purposes designated by the company or for a lawful purpose to comply with the applicable laws and regulations. The Company shall not divulge any personal information collected from the customer for cross selling or any other purposes.

The User authorises Descpro Multi State Agro Co-operative Society Ltd to exchange, share, part with all information related to the details and transaction history of the User to its Affiliates / Banks / financial institutions / credit bureaus / agencies/participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring verification or risk management or any of the aforesaid purposes and shall not hold Descpro Multi State Agro Co-operative Society Ltd liable for use or disclosure of this information.

All Information collected shall be used for the relevant lawful purposes connected with various functions or activities of the Descpro Multi State Agro Co-operative Society Ltd related to services in which the User is interested and/or to help determine the eligibility of the User for the product/services requested/ applied/ shown interest in and/or to enable Company the User verification and/or process applications, requests, transactions and/or maintain records as per internal/legal/regulatory requirements and shall be used to provide the User with the best possible services/products as also to protect interests of Descpro Multi State Agro Co-operative Society Ltd.

The authenticity of the personal information provided by the customer shall not be the responsibility of the Company.

Any information that is freely available or accessible in public domain or furnished under the Right to Information Act, 2005 or any other law for the time being in force shall not be regarded as personal information for the purposes of this Policy and the Descpro Multi State Agro Co-operative Society Ltd shall not be responsible for the same.

Disclosure of Personal Information:

The personal information collected by the Company shall not be disclosed to any other organization except:

where the disclosure has been agreed in a written contract or otherwise between the Company and the customer;
where the Company is required to disclose the personal information to a third party on a need-to-know basis provided that in such case the company shall inform such third party of the confidential nature of the personal information and shall keep the same standards of information/ data security as that of the Company.

Reasonable Security Practices and Procedures:

The security of personal information is a priority and is protected by maintaining physical, electronic and procedural safeguards that meet applicable laws. The Company shall take reasonable steps and measures to protect the security of the customer’s personal information from misuse and loss, un-authorized access, modification or disclosure. The Company maintains its security systems to ensure that the personal information of the customer is appropriately protected and follows the extant standard encryption norms followed for the transmission of information. The Company ensures that its employees and affiliates respect the confidentiality of any personal information held by the Company.

Contact Information:

In order to address any discrepancies or grievances related to the personal information residing with the Company the customer may visit: https://www.descpro.com/contacts

Notice of change:

The Company may from time to time change this Policy. The effective date of this Policy as stated below indicates the last time this Policy was revised or materially changed.

Cookie policy:

Company’s digital platforms use various third-party services to promote Company’s products and services. These third-party services use cookies which are downloaded to your device when you visit a website in order to provide a personalized browsing experience. Cookies are used for lots of tasks like remembering your preferences & settings, provide personalized browsing experience and Analyze site operations. These cookies collect information about how users use a website for instance how often visited pages. All information collected by third party cookies is aggregated and anonymous. By using our website, user/s agree that these types of cookies can be placed on his/her device. User/s is free to disable/delete these cookies by changing his/her device / browser settings. Company is not responsible for cookies placed in the device of user/s by any other website and information collected thereto.

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE CONTINUING THE USE OF THE WEBSITE-www.agrodhanfin.com.

By using this site you signify your agreement to these Terms and Conditions. If you do not agree to these Terms and Conditions stop using this site and exit immediately. Descpro Multi State Agro Co-operative Society Ltd. may modify these Terms and Conditions at any time:

Restrictions on Use:

This site is copyright protected. All logos, brands, marks, headings, labels, names, signatures, numerals, shapes or any combinations thereof appearing in this site except as otherwise noted are properties either owned or used under licence by Dhanalakshmi Multi State Agro Co-operative Society Ltd and / or its associate entities. The software downloaded from this Web Site is subject to the license agreement set forth in the respective license file. The use of these properties or any other content on this Web site except as provided in these terms and conditions or in the site content is strictly prohibited.

You may not sell or modify the content of this Web Site or reproduce, display, publicly perform, distribute or otherwise use the materials in any way for any public or commercial purpose without the respective organisations or entity’s written permission.

You may not use the Web Site in order to transmit, distribute, store or destroy material (a) that could constitute or encourage conduct that would be considered a criminal offence or violate any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy or publicity of other personal rights of others, or (c) that is libellous, defamatory, pornographic, profane, obscene, threatening, abusive or hateful.

Descpro Multi State Agro Co-operative Society Ltd. may terminate User’s access to the Site at any time for any reason. The provisions regarding disclaimer of warranty, liability, indemnification shall survive such termination.

Links to/from other Web Sites:

This Web site may contain links to other Web Sites. These links are provided solely as a convenience to you. Wherever such link/s lead to sites which do not belong to Descpro Multi State Agro Co-operative Society Ltd. and / or its associate entities, Descpro Multi State Agro Co-operative Society Ltd. is not responsible for the content of linked sites and does not make any representations regarding the correctness or accuracy of the content on such Web Sites. If you decide to access such linked Web Sites, you do so at your own risk.

Similarly, this Web site can be made accessible through a link created by other Web sites. Access to this Web site through such link/s shall not mean or be deemed to mean that the objectives, aims, purposes, ideas, concepts of such other Web sites or their aim or purpose in establishing such link/s to this Web site are necessarily the same or similar to the idea, concept, aim or purpose of our web site or that such links have been authorised by Descpro MULTI STATE AGRO CO-OPERATIVE SOCIETY LTD. and / or its associate entities. We are not responsible for any representation/s of such other Web sites while affording such link and no liability can arise upon Descpro MULTI STATE AGRO CO-OPERATIVE SOCIETY LTD. and / or its associate entities consequent to such representation, its correctness or accuracy. In the event that any link/s afforded by any other Web site/s derogatory in nature to the objectives, aims, purposes, ideas and concepts of this Web site is utilised to visit this Web site and such event is brought to the notice or is within the knowledge of Descpro MULTI STATE AGRO CO-OPERATIVE SOCIETY LTD. and / or its associate entities, civil or criminal remedies as may be appropriate shall be invoked.

Indemnity:

You agree to defend, indemnify and hold harmless Descpro MULTI STATE AGRO CO-OPERATIVE SOCIETY LTD. and/ or its associate entities, their officers, directors, employees and agents from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Web site material or your breach of these terms and conditions of Web Site use.

Liability:

While all reasonable care has been taken in providing the content on this Web Site, Descpro MULTI STATE AGRO CO-OPERATIVE SOCIETY LTD. and / or its associate entities shall not be responsible or liable as to the completeness or correctness of such information and any or all consequential liabilities arising out of use of any information or contents on this Web Site.

No warranty is given that the Web Site will operate uninterrupted, timely, secure, error-free or that this Web Site and its server are free of computer viruses or other harmful mechanisms or that the Site will meet your requirements or that the results that may be obtained from the use of the Site or any services offered through the Site will be accurate or reliable. If your use of the Web site results in the need for servicing or replacing equipment or data, Descpro MULTI STATE AGRO CO-OPERATIVE SOCIETY LTD. and / or its associate entities are not responsible for those costs.

THE WEB SITE IS PROVIDED ON AN ‘AS IS’ BASIS WITHOUT ANY WARRANTIES EITHER EXPRESS OR IMPLIED WHATSOEVER. Descpro MULTI STATE AGRO CO-OPERATIVE SOCIETY LTD. AND / OR ITS ASSOCIATE ENTITIES TO THE FULLEST EXTENT PERMITTED BY LAW DISCLAIMS ALL WARRANTIES, INCLUDING NON-INFRINGEMENT OF THIRD PARTIES RIGHTS, AND THE WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE. Descpro MULTI STATE AGRO CO-OPERATIVE SOCIETY LTD. MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE CONTENT, SERVICES, SOFTWARE, TEXT, GRAPHICS AND LINKS.

Disclaimer of Consequential Damages:

IN NO EVENT SHALL DHANALAKSHMI MULTI STATE AGRO CO-OPERATIVE SOCIETY LTD OR ANY PARTIES, ORGANISATIONS OR ENTITIES ASSOCIATED WITH THE CORPORATE BRAND NAME AGRODHANFINSOCIETY OR OTHERWISE MENTIONED AT THIS WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATIONS, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGE TO COMPUTER HARDWARE OR LOSS OF DATA INFORMATION OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE WEB SITE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT SUCH ORGANISATIONS OR ENTITIES WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Governing Law and Jurisdiction:

All matters relating to your access to or use of the Web site or the Content shall be governed by the laws of India notwithstanding conflict of laws principles. You agree and hereby submit to the non-exclusive jurisdiction of the courts of Thrissur with respect to all matters relating to your access to and use of the Web site.

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